Coverage for Your Employees

Home / Business Insurance / Coverage for Your Employees
Coverage for Your Employees2022-10-11T20:01:14-05:00

Protection and Assurance for Your Employees

Coverage for Your Employees in Lake Charles

People First Insurance Family provides insurance coverage for employees to businesses in Lake Charles, Louisiana, and surrounding areas.

People First Insurance Family provides insurance coverage for employees to businesses. We will work with you to develop a specialized insurance program to identify your exposures. Your employees deserve the assurance that they are covered at all costs since they are valuable assets to your business. At People First Insurance Family, we understand that quality coverage options for your employees will ensure that your business attracts and maintains valuable workers.

Restaurant Insurance

Insurance Products Designed For Your Employees

At People First Insurance Family, we pride ourselves on providing the best and most affordable protection plans for businesses and their employees. Our coverage options for employees include:

Here for you

Putting You First

We have the knowledge and expertise needed to provide personalized insurance solutions for your family and business in Lake Charles Louisiana.

0
Years in Industry
0
Years in Business
0+
Customers Helped
0
Team Members

5.0

Great company to work with, always willing to go above and beyond to make sure the customer’s needs are meet.

Policy Service

Request policy changes, add or remove vehicles, submit claims, change lender information, and more.

Policy Service

Insurance FAQ

What is workers’ compensation insurance?2022-10-11T20:01:50-05:00

Workers Compensation insurance is a required in almost every state. It covers the cost for benefits to employees with work-related injuries or illnesses, including medical, wage loss, and death benefits. Workers Comp is priced based on payroll and job classification. Depending on the size of your payroll, the classification of your workers and the state in which you do business, Workers Comp insurance costs can vary widely. Our agents are highly experienced in workers compensation requirements, coverages, and insurance availability. We also offer Experience Modification analysis, and can help with Return To Work programs and Case Management for larger businesses that have more complex Workers Compensation insurance needs.

What is a Business Owners Policy (BOP)?2022-10-11T20:01:50-05:00

Business Owner Policies, or BOP’s, allow small businesses to bundle essential coverages into a single package policy. BOP’s are designed to meet most of the commercial insurance needs of small businesses by combining property, business income, and liability coverages. The Business Owner Policy is ideal for businesses such as retailers, services businesses, small apartment and office buildings, quick-service restaurants, and even most specialty trade contractors. Our platform offers instant quotes that are ready to issue when you are ready to buy. Get a quote online or reach out to one of our agents for help with you business insurance needs.

What if I have a claim?2022-10-11T20:01:50-05:00

Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!

Ready to save time, aggravation, and money?

People First Insurance Family is here to provide comprehensive risk management for your business.